It might seem to be a strange question coming from your insurance agent, but it is a fair one.
What we are referring to is taking advantage of standard discounts such as a multi-policy discount. A multi-policy discount is a discount given to policy-holders that have more than one policy with the same insurance company.
We are sure that if you have your Auto and Homeowners insurance with the same company, you are receiving this discount. But what you might not know is that many companies increase the discount as you add more policies to your account. Even if you are not a homeowner, Renters Insurance and Condo Owners Insurance may qualify for a discount of up to 15% or more.
Other Common Discounts
In addition, there are many other discounts that you might already be receiving such as Safe Driver, Low Mileage Vehicle, Good Student, Student Away, Senior Driver, and many others.
Where discounts are sometimes overlooked is when it comes to insuring all of the toys that you have as well. ATVs, UTVs, Boats, Motorcycles are all examples of property that may be eligible for additional discounts.
Your Umbrella Policy
Another question for you: Do you currently have an Umbrella Policy? If the answer is no, or you are not sure, we do need to talk. An Umbrella policy is a policy that provides additional liability protection should your loss exceed your base policy limits. Think about that. One policy that gives you additional protection on all of the other policies mentioned above.
Finally, insuring all of your property through a single agency increases the likelihood that you have all of your bases covered. If you are interested in a thorough review of the coverage you have with our agency as well as any other policies you might have purchased directly from an insurance company, give us a call or send us an email. We will schedule a meeting to make sure you have the coverage you need and are receiving all of the discounts you are entitled to.
Integrity Insurance Agency is set up to provide the highest level of service while maintaining peace of mind for you and your family in this time of “Social Distancing”. We can send you a link to do a review of your insurance needs via our website. We can set up a Zoom meeting via your computer or SMART phone. Or we can simply have a phone conversation. In the end, you get your questions answered, confirm the best coverage combination for your specific situation, and stay safe at home the entire time.
Finally, let us know if you have not received your personal invitation to set up our Integrity Insurance Agency App – Agentero. With Agentero, you have ALL of your personal insurance documents right on SMART or iPhone at ALL times. This even includes your ID Cards, so you never have to worry about forgetting to put them in the glove box again. If you do not have Agentero yet, let us know and we will send you your personal, secure invite, so you can get connected today.
Integrity Insurance Agency